Auto Loans are subject to credit approval. Final rates are calculated from variables which include, but are not limited to: credit score, debt ratio, and loan-to-value ratio.

Certificates of Deposit require a minimum deposit of $500 and a penalty will or may be imposed for early withdrawal.

* Savings and Checking rates reflect those of the most previously paid dividends prior to 07/18/08. Rates are subject to change at any time. Previous dividend rates do not necessarily reflect rates to be paid in the future. Savings Annual Percentage Yields are computed based on average daily balances over $60. Dividends are calculated using the Average Daily Balance Method, and are compounded and credited to accounts quarterly. Checking Annual Percentage Yields are computed based on average daily balances over $100. Dividends paid on checking are calculated using the Average Daily Balance Method, and are compounded and credited to accounts monthly.